One API for global stablecoin offramps

A stablecoin offramp converts stablecoins into fiat currency and delivers funds to the user's own bank account. A user initiates the conversion, and the platform manages stablecoin receipt, conversion, and fiat transfer. Crossmint provides APIs to support this flow across multiple countries with integrated compliance checks.

An offramp converts stablecoins or cryptocurrency into fiat. An onramp converts fiat into stablecoins or cryptocurrency. Many applications integrate both to support full payment cycles between bank accounts and blockchain-based assets.

Crossmint's offramp pays out to the user's own bank account over local rails, including instant rails where the receiving bank supports them. See the full list of supported countries and rails.

Coverage and available rails vary by jurisdiction and change over time. See the full list of supported countries and rails in the docs.

Your users convert stablecoins from their wallet into fiat and withdraw it to their own bank account, inside your app. Your backend creates each order through one API. Identity verification, conversion, and fund transfer are managed through the platform with integrated compliance checks. To pay vendors or other third parties, use Stablecoin Orchestration; to withdraw from your own company wallet, use Treasury Wallets.

The offramp pays each user out to their own bank account, so workers or contractors you pay in stablecoins can cash out themselves. To send payroll, contractor payments, or marketplace payouts to third parties from a business balance, use Stablecoin Orchestration.

Stablecoin receipt and conversion are typically near real time. Fiat delivery timelines depend on the selected payout method and recipient bank, and may range from same-day to several business days.

Fees vary based on payout method, destination country, and transaction volume. Pricing details are provided based on the specific integration and geographic requirements.

Identity verification is integrated into the offramp flow. Required verification levels depend on transaction size and jurisdiction. Once verified, recipients may not need to repeat the process for subsequent eligible transactions, subject to regulatory requirements.